Development of AI Debt Collection Autocall System
AI debt collection automates pre-judicial recovery: informs debtors, offers repayment options, records PTP (Promise to Pay). Effective at DPD 1–30 stages with costs 5–10x lower than operators.
Regulatory Requirements (230-FZ)
Calling restrictions:
- Weekdays: 8:00–22:00
- Weekends: 9:00–20:00
- Max 1 call per day
- Max 2 calls per week
- Max 8 calls per month
- Respect do-not-call lists
Timeline: compliance checks + basic scenario — 3–4 weeks. Full system with PTP tracking — 2 months.







