You launch a SaaS or an online store. Users register, leave confidential data, pay for subscriptions. Without a properly drafted Terms of Service (ToS), you are exposed to legal risks: lawsuits, fines for violating Federal Law 152-FZ, and loss of trust. Payment systems like Stripe and PayPal require correct Terms for integration. Manual drafting by lawyers takes from 2 to 5 days and costs $500-$1500. We automate legal document generation, reducing the budget by up to 70% and cutting time to 0.5 day. According to a study, 45% of online stores use incomplete or outdated agreements, leading to payment blocks and regulatory complaints. Our team has 7 years of experience in web development and legal expertise. We have already prepared over 200 agreements for projects ranging from startups to enterprise level, reducing launch time by 4 times on average. Simply fill out a brief, and we tailor the terms to you: payment conditions, returns, personal data processing, intellectual property. You receive a ready document in HTML/Markdown format, embedding instructions, and a versioning system for acceptances. This is not just text — it is legal protection for your business.
What Problems We Solve
- Wrong jurisdiction: if the agreement does not comply with the country's legislation, the court may deem it invalid. We consider the Civil Code of the Russian Federation, 152-FZ, and GDPR (Official Journal of the European Union).
- Missing mandatory sections: payment terms, returns, intellectual property, usage policy — our template includes 12 key sections.
- Mismatch with service type: for SaaS, subscription terms are mandatory; for ecommerce, return and delivery rules; for marketplace, liability for seller content.
- Versioning errors: if you updated the agreement but users accepted an old version, you are vulnerable. We set up a versioning system in the database.
How Does Automatic Generation Work?
We use the Termly API and Python to generate a draft, then manually adapt it to specific conditions: payment methods, return periods, personal data processing. Our lawyer reviews the final document. Compare with manual drafting:
| Parameter | Manual Drafting | Automatic Generation |
|---|---|---|
| Time | from 2 days | from 0.5 day |
| Error risk | high | minimal |
| Customization depth | maximum | medium (with refinement) |
| Legal expertise | depends on lawyer | built-in |
| Cost | $500-$1500 | from $199 |
Our service is 4 times faster than manual drafting and offers significant savings.
Why Is Versioning Important?
Incorrect placement — a user may claim they did not see the agreement. We version each acceptance. Record the version of accepted terms in a database table like user_agreements(user_id, document_type, version, accepted_at, ip_address). Without versioning, if you change the terms, you cannot prove the user agreed to the new version. According to Art. 438 of the Civil Code of the Russian Federation, acceptance must be unconditional and explicit. We ensure legal correctness of the acceptance process.
For legal validity, you also need:
- Clear reference to the document (link to the current version).
- Inability to continue registration without checking the consent.
- Storage of acceptance records (date, version, IP).
Deliverables
- ToS text in HTML/Markdown format for website integration.
- Agreement versioning schema for the database.
- Documentation on the update process.
- Consultation on integrating the registration checkbox.
- Guarantee of legal currency for up to 6 months. Free updates if legislation changes.
- Instructions for placement in footer and registration form.
- 24/7 email support and training for your team.
Comparison of Generators
| Criteria | Termly | PrivacyPolicies | GetTerms |
|---|---|---|---|
| Sections | 12+ | 8 | 10 |
| Customization | high | medium | low |
| Offer agreement support | yes | no | yes |
| API | yes | no | no |
Termly is 3 times more customizable than PrivacyPolicies and offers API access.
Process
- Analysis – examine your service, type, jurisdiction, payment gateways.
- Generation – via Termly API + manual refinement.
- Integration – embed in footer, registration form.
- Testing – check links, versioning.
- Deployment – publish to production.
Timeline and Cost
Generation + publication takes 0.5–1 business day. Cost starts at $199 for basic ToS (SaaS, no offer) and $399 for ecommerce with offer agreement and privacy policy. Custom quotes for complex projects. 98% of clients receive a legally correct document from the first attempt. This is not just text — it is legal protection for your business.