Automated Terms of Service Generation for Websites

You launch a SaaS or an online store. Users register, leave confidential data, pay for subscriptions. Without a properly drafted Terms of Service (ToS), you are exposed to legal risks: lawsuits, fines for violating Federal Law 152-FZ, and loss of trust. Payment systems like Stripe and PayPal require correct Terms for integration. Manual drafting by lawyers takes from 2 to 5 days and costs $500-$1500. We automate legal document generation, reducing the budget by up to 70% and cutting time to 0.5 day. According to a study, 45% of online stores use incomplete or outdated agreements, leading to payment blocks and regulatory complaints. Our team has 7 years of experience in web development and legal expertise. We have already prepared over 200 agreements for projects ranging from startups to enterprise level, reducing launch time by 4 times on average. Simply fill out a brief, and we tailor the terms to you: payment conditions, returns, personal data processing, intellectual property. You receive a ready document in HTML/Markdown format, embedding instructions, and a versioning system for acceptances. This is not just text — it is legal protection for your business.

What Problems We Solve

• Wrong jurisdiction: if the agreement does not comply with the country's legislation, the court may deem it invalid. We consider the Civil Code of the Russian Federation, 152-FZ, and GDPR (Official Journal of the European Union).
• Missing mandatory sections: payment terms, returns, intellectual property, usage policy — our template includes 12 key sections.
• Mismatch with service type: for SaaS, subscription terms are mandatory; for ecommerce, return and delivery rules; for marketplace, liability for seller content.
• Versioning errors: if you updated the agreement but users accepted an old version, you are vulnerable. We set up a versioning system in the database.

How Does Automatic Generation Work?

We use the Termly API and Python to generate a draft, then manually adapt it to specific conditions: payment methods, return periods, personal data processing. Our lawyer reviews the final document. Compare with manual drafting:

Our service is 4 times faster than manual drafting and offers significant savings.

Why Is Versioning Important?

Incorrect placement — a user may claim they did not see the agreement. We version each acceptance. Record the version of accepted terms in a database table like user_agreements(user_id, document_type, version, accepted_at, ip_address). Without versioning, if you change the terms, you cannot prove the user agreed to the new version. According to Art. 438 of the Civil Code of the Russian Federation, acceptance must be unconditional and explicit. We ensure legal correctness of the acceptance process.

For legal validity, you also need:

• Clear reference to the document (link to the current version).
• Inability to continue registration without checking the consent.
• Storage of acceptance records (date, version, IP).

Deliverables

• ToS text in HTML/Markdown format for website integration.
• Agreement versioning schema for the database.
• Documentation on the update process.
• Consultation on integrating the registration checkbox.
• Guarantee of legal currency for up to 6 months. Free updates if legislation changes.
• Instructions for placement in footer and registration form.
• 24/7 email support and training for your team.

Comparison of Generators

Termly is 3 times more customizable than PrivacyPolicies and offers API access.

Process

1. Analysis – examine your service, type, jurisdiction, payment gateways.
2. Generation – via Termly API + manual refinement.
3. Integration – embed in footer, registration form.
4. Testing – check links, versioning.
5. Deployment – publish to production.

Timeline and Cost

Generation + publication takes 0.5–1 business day. Cost starts at $199 for basic ToS (SaaS, no offer) and $399 for ecommerce with offer agreement and privacy policy. Custom quotes for complex projects. 98% of clients receive a legally correct document from the first attempt. This is not just text — it is legal protection for your business.

Web Application Security: HTTPS, CSP, XSS, CSRF, WAF, DDoS Protection

A website breach rarely looks like in movies. More often it's: a bot finds an unprotected /admin/export endpoint, downloads the customer database, and closes the connection. Or: through an outdated WordPress plugin, a web shell is uploaded, and the server starts sending spam. Or quieter: an XSS in a comment field allows stealing admin session cookies, unnoticed for months. We have analyzed dozens of such cases — each vulnerability could have been fixed at the development or audit stage.

Web application security is not a single setting. It's layers of protection, each closing a separate class of attacks. Order an audit — we'll assess the project and deliver a turnkey plan within 2–4 weeks.

How do we ensure comprehensive web application security?

HTTPS and Proper TLS Configuration

HTTPS is the minimum mandatory level. But having an SSL certificate and having a properly configured TLS are different things.

In Nginx/Apache configuration we check:

• Protocols: only TLS 1.2 and TLS 1.3, SSLv3 and TLS 1.0/1.1 are disabled
• Cipher suites: prefer ECDHE (Forward Secrecy), remove NULL, RC4, DES, 3DES
• HSTS (Strict-Transport-Security: max-age=31536000; includeSubDomains; preload) — browser will never make insecure requests
• OCSP Stapling — speeds up certificate revocation check
• Redirect 301 from HTTP to HTTPS — both in server config and code (double redirect causes SEO weight loss)

Check: SSL Labs (ssllabs.com/ssltest) should show A or A+. If B, the configuration is weak.

Let's Encrypt + Certbot for production is standard. Automatic renewal via certbot renew in cron. Wildcard certificates for subdomains via DNS-01 challenge.

Content Security Policy: The Most Powerful and Complex Protection

CSP is an HTTP header that tells the browser which sources are allowed to load resources. A properly configured CSP completely blocks most XSS attacks, even if the vulnerability exists in the code.

The problem: breaking the site with an incorrect CSP is easy. default-src 'none' — and fonts, images, JS stop working. So we start with Content-Security-Policy-Report-Only — CSP logs violations but does not block anything. We monitor reports for 2–4 weeks, refine the policy, then switch to enforcement mode.

Example of a real policy for a site with Google Analytics, Google Fonts, and Stripe:

Content-Security-Policy:
  default-src 'self';
  script-src 'self' https://www.googletagmanager.com https://js.stripe.com 'nonce-{random}';
  style-src 'self' https://fonts.googleapis.com 'unsafe-inline';
  font-src 'self' https://fonts.gstatic.com;
  frame-src https://js.stripe.com;
  img-src 'self' data: https://www.google-analytics.com;
  connect-src 'self' https://api.stripe.com https://www.google-analytics.com;
  report-uri /csp-report;

nonce — a random string generated server-side per request. Inline scripts with the correct nonce are allowed; without nonce, they are blocked. This completely breaks XSS via <script>alert(1)</script>.

'unsafe-inline' in style-src is a compromise for inline styles. It's better to remove it by moving all styles to CSS files, but that requires refactoring.

Why XSS Remains the Most Common Vulnerability?

XSS (Cross-Site Scripting) — injection of JS code through user input. According to OWASP, XSS is in the top 3 web application vulnerabilities. Three types:

Protection: never insert user input into HTML without escaping. In PHP — htmlspecialchars() with ENT_QUOTES. In Laravel Blade templates — {{ $var }} is safe, {!! $var !!} is dangerous. In React — {variable} is safe, dangerouslySetInnerHTML is dangerous. For Rich Text — use htmlpurifier on PHP or DOMPurify in the browser.

CSRF: Protecting Forms and APIs

CSRF (Cross-Site Request Forgery) — an attacker forces the victim's browser to send a request on their behalf. Example: a user is logged into a bank, opens a malicious page, which makes fetch('https://bank.ru/transfer?to=evil&amount=50000') — if the bank is unprotected, money is transferred.

CSRF tokens — standard protection for forms: the server generates a random token, stores it in the session, and inserts it as a hidden field in the form. On POST request, the token is verified. The attacker does not know the token. Laravel does this automatically with @csrf.

SameSite cookies — modern protection: SameSite=Strict or SameSite=Lax prevents the browser from sending cookies in cross-site requests. Works in all modern browsers.

API without sessions (JWT, Bearer tokens) — CSRF is irrelevant if the token is not stored in a cookie (but in the Authorization header or localStorage). However, localStorage is vulnerable to XSS — so for sensitive data, HttpOnly cookies with SameSite are preferable.

WAF and DDoS Protection

WAF (Web Application Firewall) filters HTTP traffic for attacks: SQL injection, XSS, path traversal, known exploit patterns. Options:

• Cloudflare WAF — cloud-based, OWASP Top 10 rules out of the box, custom rules via expressions. Managed Rules automatically block new threats.
• ModSecurity (Nginx/Apache) — self-hosted, OWASP Core Rule Set (CRS). Flexible but requires tuning and monitoring of false positives.
• AWS WAF — for infrastructure on AWS, integrates with CloudFront and ALB.

DDoS protection. Cloudflare at L3/L4/L7 is the de facto standard for most sites. Automatic mitigation of volumetric attacks, Under Attack Mode during active attacks. For critical infrastructure — Cloudflare Magic Transit or specialized solutions (Qrator, StormWall for the Russian market).

Rate Limiting at the application level — an additional layer. Laravel ThrottleRequests middleware: 60 requests per minute per IP for general endpoints, 5 for /login and /password/reset. Redis as a counter store — mandatory for horizontally scalable systems (otherwise limits are not synchronized between servers).

Other Mandatory Measures

Security headers. Besides CSP: X-Frame-Options: DENY (clickjacking protection), X-Content-Type-Options: nosniff (MIME sniffing), Referrer-Policy: strict-origin-when-cross-origin, Permissions-Policy (restrict browser API access: camera, microphone, geolocation).

SQL injection. Prepared statements everywhere. No concatenation of user input into SQL strings. ORM (Eloquent, Doctrine) protects by default. $wpdb->prepare() in WordPress is mandatory.

Dependency updates. composer audit and npm audit in CI/CD pipeline. Dependabot or Renovate for automatic PRs with updates. Critical CVEs — patch within 24 hours.

Secrets and configuration. .env — never in Git. Secrets in production — via CI/CD environment variables (GitHub Secrets, GitLab CI Variables) or HashiCorp Vault. Leak detection: git-secrets, truffleHog in pre-commit hooks.

How We Work

1. Audit — code scanning, configuration review, dependency analysis, manual business logic verification.
2. Planning — vulnerability remediation plan, stack selection (CSP, WAF, rate limiting).
3. Implementation — TLS setup, CSP configuration, headers, Rate Limiting, WAF.
4. Testing — re-penetration test, load testing, false positive check.
5. Deployment and Monitoring — enable production CSP, set up alerts, train the team.

What's Included

• Report with found vulnerabilities and recommendations (PDF + code snippets)
• Ready TLS configuration (Nginx/Apache)
• CSP policy with Report-Only and production versions
• WAF and Rate Limiting setup
• Dependency update plan
• Access to monitoring tools (Sentry, Datadog)
• 30 days of post-audit support (consultations, fixes)

Timeline and Cost

The budget is calculated individually — contact us for a project evaluation.